DemoBankCredit Origination · Underwriting Desk

New credit application

A reference consumer, written by the Dokett team — not an independent third party. It holds no Dokett account, key or permission, because there is nothing to hold: it reads the public register the way anyone can.

Application

Registry queries

No queries issued yet.

Dokett record — facts only

DemoBank policy v1.2 — our rules, not Dokett's

Decision

The entire integration

// No SDK. No auth. No account. Public HTTP, from a static file.
const r = await fetch(`https://dokett-lens.fly.dev/solvency/${subject}`).then(r => r.json());

// Dokett returns facts. The verdict is ours, and another lender's
// policy would reach a different answer from the same facts.
const POLICY = { maxExistingOutstanding: 5000, maxTotalExposure: 10000,
                 maxDefaults: 0, allowDelinquent: false,
                 minEvidenceRatio: 0.80, requireBonded: true,
                 requireUnencumbered: true };